National Debt Relief Reviews

They are one of the most trusted sources for debt reduction in the US. They are our top rated company and they are the top choice in other National Debt Relief reviews and rankings online.

If you're searching for a company that has a long track record and is used by thousands of Americans every year, then you've come to the right place.

NDR is a firm that can help you reduce your debts and get your finances moving in the right direction again.

There's a reason why they are highly regarded. Besides being around for over 10 years, they have an "A" rating with the BBB.

And they are our top pick.

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But they have other qualities that separate them from the rest of the pack. And this review shows you those qualities and benefits.

Here's a closer look at the pros and cons of this company and their programs. And how the programs can benefit you.

National Debt Relief Review & Background Info

As one of the most established debt companies in the nation, they have helped countless Americans crawl out of their financial graves and back into prosperity.

The company employs highly passionate and knowledgeable individuals who want nothing more than the satisfaction of helping struggling people find a way to ease their pain and get back on their feet financially.

With a strict aim and focus on aiding regular people and their families, is dedicated to shrinking the extraordinary debts of average men and women by providing a number of different services and resources.

What does National Debt Relief do and how can it help you?

Debt settlement is the primary service offered by NDR.

For those who are unfamiliar with the term, debt settlement refers to downsizing a debt by negotiating a reduced balance between the debtor and creditor.

This means that a successful negotiation would result in you paying a smaller total sum to the creditor without incurring additional fees.

However, it may not work for everyone.

And this information is plainly presented on the website to inform visitors and avoid misleading them into thinking that debt settlement is some surefire way to eliminate debt. If any National Debt Relief review says otherwise, they are lying and untrustworthy.

Like with most debt organizations, only unsecured debts can be settled.

These include credit cards, personal loans and lines of credit, medical bills, collections and repossessions, and business debts.

There are some exceptions where certain secured debts may be settled. Otherwise, most secured debts, including lawsuits, IRS debt and back taxes, utility bills, student loans, car loans, home loans, and government loans cannot be settled.

Again, this information is available on the website.

Does National Debt Relief affect your credit score?

Unquestionably, NDR does affect your credit score. And it does so in a not so positive way. But that's to be expected when you are already behind on payments and enrolling in a debt program.

One of the things you must do when you enroll in a program with NDR is stop making payments to your creditors. You instead will build up an escrow account that will be used to pay off your debts once your creditors agree to a settled amount.

This is what will cause your credit score to slip. But after you have settled your accounts for less than what you actually owe, then you could start building your credit back up.

The only way your credit score won't be affected by a debt program is if you pay everything off yourself. Otherwise, the reporting agencies will see that you need help paying off your debts and will lower your score because of this.

Additional Resources from

What most other reviews don't cover is the fact that, unlike many debt settlement websites out there, NDR is a comprehensive tool that features all kinds of helpful resources for individuals interested in debt settlement and other debt related topics.

You won't just find essential business information on this site.

Their website goes beyond briefing visitors about their services by going into detail about the benefits of using their service and debt settlement so that people can decide whether or not it's the right option for them.

There's a page detailing all of the qualifications needed to be eligible for the their program and an extensive list of all the debt types that may be settled.

Under a section titled "Options" is a list of other solutions aside from debt settlement, including debt consolidation and bankruptcy, and links to their respective pages.

Other useful resources include a debt relief FAQ, glossary of financial terminology, a page explaining the effects of debt reduction on credit score, budget planning worksheets, and a debt calculator.

There's even a section that provides in-depth information by the state and another one featuring blogs related to reducing debt.

The Final Verdict of Our Reviews on National Debt Relief

Instead of trying to convince visitors that NDR programs are the best around, the website aims to provide enough useful information for people to make their own decisions.

Everything on the site is laid out in an organized and user-friendly manner that makes browsing quick and easy.

With an "A" rating by the Better Business Bureau, and other positive reviews, NDR appears to be a well-respected business that lives up to the hype of its intuitive website. Give them a try, thousands of others already have.

That wraps up our National Debt Relief reviews and rating.

If you are not sure if this is the right company for you, check the bbb rating. As of this writing, the rating is an "A" for this firm.

Also, you should try to pay down as much of your debt on your own as you possibly could.

That costs you the least amount of money in the long run. And once you do sign up for a debt program, you must also follow it up with some traditional budgeting and smarter spending.



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