If you’re tired of paying an outrageously high interest rate on your current credit cards, if you’re looking for a way to pay down your balances faster, or if you just need help with your debts, then applying for a 0 balance transfer credit cards might be… View full post...

First, keep in mind that the info represented here is not intended as legal advice. It’s intended for informational purposes only. You should consult with a lawyer before implementing any of the legal methods mentioned here. Now that we got the legal stuff out of the way,… View full post...

A bad credit rating can seriously hinder your ability to obtain credit. Whenever you apply for a loan or a credit card, the lender will check your credit rating to assess your previous repayment history. And if you’ve used debt consolidation or an alternative debt reduction program,… View full post...

When you’re thinking about consolidating the money you owe, one question nags you until you find the answer. And that question is… Does debt consolidation hurt your credit or not? Will your credit take a beating? And is it even worth it to explore consolidation at all?… View full post...